BSP-Regulated Financial Infrastructure

The Philippines deserves better financial infrastructure. We are building it.

Axelion Philippines builds regulated financial products and infrastructure for OFWs, enterprises, and financial institutions across Southeast Asia — powered by PHPA, a BSP-structured Philippine Peso stablecoin.

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OFWsEnterprisesFinancial InstitutionsBSP-StructuredCompliance-FirstAsia-PacificRemittancePhilippines OFWsEnterprisesFinancial InstitutionsBSP-StructuredCompliance-FirstAsia-PacificRemittancePhilippines
01 About Us

Asia-Pacific's finance is fragmented. Axelion was built to close that gap.

Fiat · Digital Assets · Institutional Capital
Our Vision
Infrastructure for a region in motion.

Axelion Philippines builds regulated financial infrastructure for Asia-Pacific capital movement — connecting fiat, digital assets, and institutional capital through compliant settlement, custody, lending, and reporting systems.

Our Mission
One corridor at a time.

To build and operate regulated financial infrastructure that connects fiat, digital assets, and institutional capital — starting with the Japan to Philippines corridor and expanding across Asia-Pacific.

Connecting fiat, digital assets, and institutional capital across Asia-Pacific.

Regulated · Compliant · Built for trust

$0B
Japan to Philippines corridor, annually
BSP 2025
$0M+
Lost to high fees every year
Derived from BSP data
0M+
Filipinos without formal banking access
World Bank Findex / UNSGSA 2024
02 Products

Three compliance-first products. One regulated platform.

Consumer Wallet · OFW · PHPA-Powered

Kapwa Wallet

A digital wallet built for OFWs across Asia and the Middle East sending money home to the Philippines. Send in any currency. Family receives PHP to GCash, Maya, or their bank account.

Coming Soon
How Kapwa Wallet Works
01

Open Kapwa Wallet and send

Send from Japan, UAE, Singapore, Saudi Arabia, or anywhere you work. Use JPY, AED, SGD, SAR, or any local currency.

02

We convert at a fair rate

PHPA settlement infrastructure converts your currency to PHP at a transparent rate. Our blended cost is 1.1%, versus up to 9.6% on legacy rails.

03

Family receives in pesos

Your family receives PHP directly to GCash, Maya, or their bank account. No crypto wallet needed on their end.

GCashMayaBank Transfer
PHP Stablecoin · BSP Structured · Settlement

PHPA

A Philippine Peso stablecoin and settlement layer structured for BSP compliance. Designed to be 100% backed by PHP fiat reserves. The infrastructure layer powering Kapwa Wallet and enterprise settlement across Asia-Pacific.

Visit phpa.ph
Why PHPA

100% fiat-backed by design

Structured to be fully backed by Philippine Peso fiat reserves.

BSP-structured settlement

Built around BSP Circular 1108 compliance from day one.

The layer beneath everything

Powers Kapwa Wallet and enterprise settlement across Asia-Pacific.

Institutional Lending · HNWI · Corporate

PawnDesk

Crypto-collateralized lending for corporations, business owners, and high-net-worth individuals. Access liquidity without selling digital assets. Accepted collateral: BTC, ETH, USDC, and PHPA.

Visit pawndesk.io
Accepted Collateral
BTCETHUSDCPHPA

Liquidity without selling

Unlock capital while keeping exposure to your digital assets.

Built for institutions & HNWIs

Corporations, business owners, and high-net-worth individuals.

03 Why Trust Us

Built to be trusted from day one.

Regulated Infrastructure

PHPA operates through a BSP-licensed Philippine entity. Your money moves through regulated rails, not unregulated channels. BSP Circular 1108 compliance from day one.

Fair Rates, Low Fees

Legacy corridors charge up to 9.6%. Axelion's blended cost is 1.1%. On every ¥30,000 sent, you keep ¥2,550 more in your family's hands.

Familiar Receiving Channels

Your family does not need a crypto wallet or a new app. They receive PHP directly to GCash, Maya, or their existing bank account. Nothing changes on their end.

Built by Someone Who Knows

Axelion was founded by the child of an OFW. The high fees and slow transfers are not a business opportunity we discovered. They are a problem we lived.

04 Our Story
Founded on lived experience

“In 1998, our founder's mother left for Tokyo as an OFW to build a better life for their family in the Philippines. Every time she sent money home, a significant portion was lost to fees and exchange rate markups. Twenty-six years later, Axelion exists to make sure that never happens again.”

— Axelion Founder

Every peso that reaches a Filipino family intact is a peso that builds a better Philippines.

Axelion Philippines
05 Corridors

Serving OFWs across Asia, sending money home.

Axelion is building remittance corridors to serve Filipino OFWs across Asia and the Middle East. Japan launches first, with additional corridors expanding as regulatory approvals are secured.

Destination
Philippines

Every corridor settles into pesos — delivered to GCash, Maya, or a bank account.

Japan
Launching First
UAE
Coming Soon
Saudi Arabia
Coming Soon
Singapore
Coming Soon
Hong Kong
Coming Soon
South Korea
Coming Soon

Corridor availability is subject to regulatory approval and licensed partner arrangements in each sending country. Japan corridor launching first. Additional corridors will be announced as regulatory approvals are secured.

06 Infrastructure

Institutional-grade technology infrastructure.

Every Axelion product runs on enterprise-grade custody, settlement, and compliance infrastructure trusted by the world's leading financial institutions and digital asset platforms.

Fireblocks
MPC Custody and Settlement Infrastructure
Live
PHP Peso Settlement Layer
Powered by PHPA — Kapwa Wallet settlement engine
Core
KYC and Compliance Partner
Identity Verification and AML
TBA
Payments Infrastructure Partner
Cross-Border FX and Settlement Rails
TBA
07 Enterprise Services

Compliance-ready infrastructure for financial institutions.

Axelion's B2B infrastructure stack supports qualified financial institutions, fintechs, and enterprise partners across the Philippines and Southeast Asia.

Regulated Digital Asset Infrastructure

BSP-licensed operations · Fireblocks institutional custody · Multi-chain settlement · API-first architecture

Custody and Wallet Infrastructure

MPC-based key management, policy-based transaction controls, and multi-entity wallet infrastructure powered by Fireblocks

Digital Asset Financing

Digital asset-backed lending infrastructure for approved borrowers and collateral types. On-chain and off-chain collateral monitoring and loan administration. Powered by PawnDesk

Data, Analytics and Reporting

On-chain transaction data, financial reporting, risk analytics, and audit-ready records across supported blockchain networks for compliance, finance, and operations teams

Institutional Technology Platform

White-label ready · Enterprise-grade security & uptime · Real-time reporting · Scalable multi-entity architecture

08 Compliance

Structured for regulation from day one.

Philippines · BSP

BSP Regulatory Framework

PHPA is being developed through Axelion's Philippine joint venture entity. That entity holds existing BSP VASP and EMI licenses independently. The group's Philippine operations are structured around BSP Circular 1108 compliance from day one. BSP pre-consultation targeted Q2 2026.

BSP Circular 1108VASPEMIQ2 2026
Philippines · SEC

Securities & Lending Registration

PawnDesk and the group's lending entities are structured for SEC registration under the Lending Company Regulation Act and the SEC CASP Framework (Memorandum Circulars 04 and 05, Series of 2025). Philippine regulatory counsel identified. Formal engagement pending.

SEC RegistrationCASP MC 04 and 05Counsel Identified
09 Contact

Get in touch. We'd love to hear from you.

OFW & Consumer Inquiries

For product questions, Kapwa Wallet support, and general consumer inquiries.

Partnership & Enterprise

For remittance partnerships, enterprise integrations, API access, and B2B inquiries.

Regulatory & Government

For BSP, SEC, and Philippine government institution inquiries and regulatory matters.

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